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mortgage rates

Who and What Determines Mortgage Rates?

Mortgage rates affect the cost of buying a home. They can influence whether homebuyers find their dream home affordable. Many factors contribute to mortgage rate decisions. Understanding these factors helps potential buyers make better decisions when rates fluctuate. Key Players That Determine Mortgage Rates Why Mortgage Rates Didn’t Drop After a Federal Reserve Rate Cut ... Read more

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Current Mortgage Rates and Market Predictions

Mortgage rates play a crucial role in determining the affordability of homeownership. As of late, the housing market has been witnessing significant fluctuations in these rates. Understanding the current situation and predictions is essential for buyers navigating this landscape. This blog delves into the latest on mortgage rates, market forecasts, and what it all means ... Read more

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Refinancing Your Mortgage: Understanding Potential Savings

Refinancing your mortgage can save you significant money, even in today’s fluctuating mortgage rate environment. Understanding how refinancing works and how current rates affect your mortgage payments is essential. Refinancing can lower your monthly payments, shorten your loan term, or access your home equity. This blog will provide detailed information on current mortgage rates, why ... Read more

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First-time homebuyers, let’s get you a dream house

For many, the dream of homeownership signals a new chapter in life. Settled and with plans for the future, you yearn for a cozy place to call your own. “Home” is the place that evokes a deep emotional connection. It represents a sanctuary, a place to rest, relax, and grow. It doesn’t need to be ... Read more

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✅Mid-Week News Updates, June 26, 2024

Mid-Week News Updates, June 26, 2024 ➡️𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀 𝗖𝗼𝗻𝘁𝗶𝗻𝘂𝗲 𝘁𝗼 𝗕𝗼𝗯 𝗕𝗲𝗹𝗼𝘄 𝟳%Rates on 30-year mortgages have been in a mild yo-yo pattern in the upper-6% range since early June. Rising 3 basis points Monday, the 30-year average is at 6.87%. Rates for most other mortgage types also saw minimal movement to start the week.More ... Read more

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Should I buy a house now or wait?

Monthly overview, May 2024 A question that arises often in our conversations with friends and clients is “Should I wait with home buying or grin and bear it now, while others are still waiting for rates to go down?”  You want to buy a new home. But so do millions of other Americans. The market ... Read more

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